Tree Broke Ridge Board On Roof

The top end of each rafter is cut at an angle so that it meets flush with one broadside of the ridge board and the ridge is sandwiched between the rafters.

Tree broke ridge board on roof.

The gap formation between rafter and ridge board appear to be due to improperly cut length of rafter right from beginning. The wind is howling. A fallen tree can cause broken windows as well as a hole in your roof or siding. Tap your own coverage.

I think that was unusual i can t imagine a claims adjuster doing that normally. Even brick and stone can be damaged by the impact. Oh and my husband went up on the roof with the claims adjuster and the 2 of them took the branch off the roof. The roof was nearly 18 years old anyway and needed to be replaced.

You could also potentially have damaged gas lines. Does homeowners insurance cover damage from falling tree limbs. The ridge board s length will be the outside measurement of the building plus the length of the overhang at both ends. The limbs of the tree punctured the roof in at least two spots so we re already looking at repairs.

Upon closer inspection within the attic i noticed that the ridge beam is just slightly splintered near one of the puncture spots close to the apex. I can see 1 4 to 1 2 inch gap between the ridge board and rafters. For 2 x 6 rafters use a 2 x 8 ridge board and so on. On some of rafters the bent nails are also visible through the gap.

Make a claim through your insurer. Choose a ridge board that is one size larger than your common rafters. For 2 x 4 rafters use a 2 x 6 ridge board. Ridge boards and beams.

It wasn t a very tall pitched roof so it was easy to get on and off. But when your neighbor s tree falls on your roof you ll care and want to know whose homeowners insurance will pay. And suddenly you hear a huge crash and a roar that sounds like the roof gave way. Click on photo for full size.